Privacy Policy

Last Updated: March 18, 2026

Introduction

Empower Healthcare LLC ("we," "our," or "us") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website or use our services.

Information We Collect

We collect information that you provide directly to us when you:

• Submit a funding application or request
• Contact us via email, phone, or contact form
• Subscribe to our communications
• Engage with our services

Personal Information

We may collect the following types of personal information:

• Contact Information: Name, email address, phone number, business address
• Business Information: Business name, industry, revenue, time in business
• Financial Information: Bank account information, credit history, financial statements
• Identification: Social Security Number, Tax ID, driver's license (as required for lending compliance)

Automatically Collected Information

When you visit our website, we may automatically collect certain information about your device and browsing activity, including:

• IP address and browser type
• Pages visited and time spent on our site
• Referring website or search terms
• Device information and operating system

How We Use Your Information

We use the information we collect to:

• Process and evaluate funding applications
• Communicate with you about our services
• Provide customer support and respond to inquiries
• Comply with legal and regulatory requirements
• Improve our website and services
• Send marketing communications (with your consent)
• Detect and prevent fraud

SMS & Text Message Communications

If you provide your phone number and consent to receive SMS text messages from Empower Healthcare LLC, we may send you text messages related to your funding application, account updates, promotional offers, and other business communications. These messages may be sent using an automatic telephone dialing system (ATDS).

SMS Consent & Opt-Out

• Consent: By providing your phone number and checking the SMS consent box on our contact form, you expressly consent to receive text messages from us at the number you provided.
• Message Frequency: Message frequency may vary depending on your account activity and our promotions.
• Message & Data Rates: Message and data rates may apply based on your mobile carrier's plan.
• Opt-Out: You may opt out of receiving SMS messages at any time by replying STOP to any text message you receive from us. You will receive a confirmation message acknowledging your opt-out request.
• Help: For assistance, reply HELP to any text message or contact us at binu@the-empower-healthcare.com.
• Not a Condition of Purchase: Consent to receive SMS messages is NOT a condition of purchasing any goods or services from Empower Healthcare LLC.

Mobile Number Privacy

We do not sell, rent, or share your mobile phone number with third parties for their marketing purposes. Your phone number will only be used for the purposes described in this Privacy Policy.

Sharing Your Information

We do not sell your personal information. We may share your information with:

• Service Providers: Third-party vendors who assist us in operating our business (e.g., payment processors, credit bureaus, data analytics providers)
• Legal Requirements: Government authorities or law enforcement when required by law or to protect our rights
• Business Transfers: In connection with a merger, acquisition, or sale of assets

Data Security

We implement industry-standard security measures to protect your personal information from unauthorized access, disclosure, alteration, or destruction. However, no method of transmission over the Internet or electronic storage is 100% secure, and we cannot guarantee absolute security.

Your Rights

Depending on your location, you may have the following rights regarding your personal information:

• Access and review the information we hold about you
• Request correction of inaccurate information
• Request deletion of your information (subject to legal and regulatory obligations)
• Opt out of marketing communications
• Withdraw consent for SMS messages at any time

To exercise these rights, please contact us at binu@the-empower-healthcare.com.

Cookies and Tracking Technologies

We use cookies and similar tracking technologies to enhance your experience on our website. You can control cookies through your browser settings, but disabling cookies may limit your ability to use certain features of our site.

Third-Party Links

Our website may contain links to third-party websites. We are not responsible for the privacy practices or content of these external sites. We encourage you to review their privacy policies before providing any personal information.

Children's Privacy

Our services are not intended for individuals under the age of 18. We do not knowingly collect personal information from children.

Changes to This Privacy Policy

We may update this Privacy Policy from time to time. Any changes will be posted on this page with an updated "Last Updated" date. Your continued use of our services after changes are posted constitutes your acceptance of the updated policy.

Contact Us

If you have any questions about this Privacy Policy or our data practices, please contact us:

Empower Healthcare LLC
11632 Conway Rd
Saint Louis, MO 63131
Email: binu@the-empower-healthcare.com